The Tier I strategy largely focuses on building strong institutions on the ground which helps in accomplishing greater outreach, but also in organizing the demand. While the MFI channel has greater potential to achieve scale in terms both of number of clients reached and quantum of loans at a faster pace, there is need and significance in promoting and supporting the slower but potentially steady community based channels as well. Community models include SHG bank linkage and Community based MFOs (CBMFOs) which are either SHG based federations or member based cooperatives.
“Gramya Shakti” is a movement initiated by ACCESS - ASSIST supported by Rabobank Foundation for strengthening Community Based Microfinance Institutions in Orissa.
The movement aims at strengthening Community Based Microfinance Institutions in the state by adopting the best practices from the model Field Labs developed under this initiatives in the form of Cooperative and Federations in different regions of the state with the help of 13 partners.